CC and Debit Card

[tanz45]

Just a reminder to you all out there about your CC number and Debit number and who you give it to.

My work CC number was charged for a $500 phone order purchase at toys r us. I do alot of online ordering with my card but it is always through the same suppliers.

Regardless there are shady people out there who deserve to have their finger nails pulled off slowly with pliers.

So make sure you always check your statements and don't be afraid to ''lose'' your card every few months or close and reopen a bank account to obtain new numbers.

[567234ta]

i don't have any credit cards but i use my debit all the time. A few weeks ago i got gas at a place i had been buying it for for at least 3 years, I wanted to fill up the CTS but it shut off at 20.00 for some reason and i didn't have time to mess around with it as i was in a huge hurry. Also no receipt came out which wasn't uncommon at that place, always out of paper. took off and had just over half a tank, saw on my bank staement they charged me 37.95 i was so pissed i went back there and showed them my bank staement and they said it's all automated when you pay at the pump. So because i got no receipt i got screwed out of 17.95 and nothing i could do about it.
Always get a receipt and make sure that they don't overcharge you.

[Mangled03gmc]

Yah for sure. My card was hit with a lil over 400$ this past month, I am extremely causes with it.. Thankfully I went to my bank, they made it right... I would love to find these fuks that do this, cut their throats with my debit card..

John

[MidwestSS]

this is why you NEVER use a debit card online!
why you ask? well.. by law, you're only responsible for $50 of fraudulant charges to any CREDIT CARD.. however.. a debit card is not protected. thus someone could steal ALL your money from your account.. so again NEVER use a debit card online.
that is all.. move along.. nothing to see here.....

[Paulster2]

this is why you NEVER use a debit card online!
why you ask? well.. by law, you're only responsible for $50 of fraudulant charges to any CREDIT CARD.. however.. a debit card is not protected. thus someone could steal ALL your money from your account.. so again NEVER use a debit card online.
that is all.. move along.. nothing to see here.....

While I agree with being cautious, this isn't true. My wife and I were in Paris when her wallet was stolen out of her purse (or should I say "pinched"?). The thieves then put two charges on my wife's debit card, one for ~$13, and a second for ~$1200 before we got it shut off. I figure they were seeing if the card was usable on the first one and then charged it for a second time. I called the bank about it (from Europe) and they put a freeze on the card. Within a few days they had refunded the money. What I'm saying here is if the debit card is backed by Visa or MC (has the logo at the bottom right hand corner), they are treated just like credit cards as far as the protection goes. If you have any doubt, check with your bank for the terms of use on the card.

Whenever you use your CC or Debit cards, you are at risk for fraud against those cards. The only way to ensure nothing happens to your cards is to never use them. This is like sticking your head in the sand, though. There are some things you can do to help, such as making sure you are on a secure server when doing purchases (look on the URL line and make sure it says "https://" and not just "http://") before you enter any personal information. Also, go with companies which are established. Using a clearing house like Amazon is a lot less risky than going directly to a company which you've never heard of will save you a lot of grief.

[pl4yboy]

While I agree with being cautious, this isn't true. My wife and I were in Paris when her wallet was stolen out of her purse (or should I say "pinched"?). The thieves then put two charges on my wife's debit card, one for ~$13, and a second for ~$1200 before we got it shut off. I figure they were seeing if the card was usable on the first one and then charged it for a second time. I called the bank about it (from Europe) and they put a freeze on the card. Within a few days they had refunded the money. What I'm saying here is if the debit card is backed by Visa or MC (has the logo at the bottom right hand corner), they are treated just like credit cards as far as the protection goes. If you have any doubt, check with your bank for the terms of use on the card.

Whenever you use your CC or Debit cards, you are at risk for fraud against those cards. The only way to ensure nothing happens to your cards is to never use them. This is like sticking your head in the sand, though. There are some things you can do to help, such as making sure you are on a secure server when doing purchases (look on the URL line and make sure it says "https://" and not just "http://") before you enter any personal information. Also, go with companies which are established. Using a clearing house like Amazon is a lot less risky than going directly to a company which you've never heard of will save you a lot of grief.

100% correct. Any card with Visa or Mastercard is treated as a credit card in those situations. Ask me how I know.

[Paulster2]

100% correct. Any card with Visa or Mastercard is treated as a credit card in those situations. Ask me how I know.

Probably the same way I do.

[IXLR8]

When I purchase things online I always use Discover and always generate a secure online account number for each merchant. The merchants never see my real account number.

http://www.discovercard.com/customer.../soan-web.html