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Thread: where to get insurance for custom vehicle?

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  1. #1
    Join Date
    Feb 2007
    Location
    Sallisaw OK
    Posts
    2,194
    Quote Originally Posted by Melissa@NelsonPerformance View Post
    okay she said to go ahead and call. she a has some what of a custom ride herself and many of her friends who are insured.
    everyone should call. youre not obligated to make a purchase but make she sure you use her code though.

    Call one of the following numbers for the quote and reference her PERSONAL Promotional code 77017

    1) AUTO - 1-800-342-9070
    2) MOTORCYCLE/ATV - 1-800-442-9253
    3) HOMEOWNER/RENTER/CONDO - 1-800-841-2964
    4) WATERCRAFT - 1-866-818-1019
    5) RV - 1-800-909-4246

    Unfortunately this offer isn't good for quotes online. So for that I do apologize.
    let me know if this helps you illya!!! tell jen and ang i said hi!
    yeah the problem is most places don't want to insure a 96 truck for 50k. if anything happens to it, wreck, theft, tornado, i want to get it replaced with what it will cost. Like if you have a stereo system that cost 2k and it gets stolen, they may cover it minus your deductible and depreciation. so you might get some back to replace it. But when the amount goes over the value of the vehicle they just total it and give you that. The actual value of the vehicle is what is hard to get a policy on. i don't think geico would be any different. It's like saying my house i just bought for 5000.00 i want to insure for 50,000.00. They won't do that, there are places that do insure custom vehicles though, i just have to find out where.

    I have dealt with geico in the past, when some girl ran a stop sign and caused about 2,500.00 damage to my wife's car. the girl had Geico, we had state farm, geico was hell to deal with, never called back, offered us less then half of that amount, like 1,200.00 because their estimator said it was partially my wifes fault for not stopping, even though we had a police report saying it was no fault of hers. another geico person told us we needed to collect the money from the girl herself. it was just non stop bs dealing with them. but thank you for taking the time to look into it for me. i certainly appreciate that, i don't want to deal with geico though after past experiences.

    i can get an endorsement for custom parts on my truck but that doesn't cover replacement cost, just what they estimate the value of it to be.
    1996 gmc ext cab short bed
    6.6L 4l80e
    MY GARAGE

  2. #2
    Join Date
    Nov 2003
    Location
    Denton Texas
    Posts
    20,540
    You need "Agreed Value" coverage from a company like Hagerty's or Lloyd's of London.
    See my truck data in the "My Garage" section here... http://www.ls1truck.com/forums/my-ga...tml#post191709

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