Any one have Geico insurance on their performance truck? I was just refused insurance because my truck has a supercharger and there for is a race vehicle.
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Any one have Geico insurance on their performance truck? I was just refused insurance because my truck has a supercharger and there for is a race vehicle.
That's totally lame. I know lots of people that switch to Geico or Allstate and just have issues all day long. I have always felt well taken care of by Statefarm.
I currently have Unitrin but was just seeing if i could find some cheaper insurance
Statefarm here, but I have a local agent that gets me the hook up. I can add to my policy at any time and it doesn't change it. Just adds a $ amount of modification.
Just don't tell the anymore than they need to know. I have gieco and have never had a problem
Was told by the agent that if i hadent told them about the "Perfomance enhancements" and got in a wreck they wouldnt have covered it.
Geico wanted to rape me on insurance. I went with statefarm cuz it was about $60 less per month. And I have a clean driving record. Statefarm is a lot more lenient with mods and such. They said I could mod the frame and it wouldn't void my coverage!
I have Statefarm as well. They are very good about giving decent rates and being lenient towards modifications and upgrades. They cover both my vehicles.
Statefarm here also! Full coverage. I take pictures of things I have added on the truck, and they replace it if lost or damaged. IE stereo equipment, tint, and tools that might have been stolen in the truck as well.
Amica here. Consistently rated the best insurance (other than USAA - open only to military & family) year after year. It's not just about price (although they beat everything else we could find), it's also whether or not they're going to cover you when you get in a wreck without a lot of hassle, etc.
I have only seen people having problems with geico. I'm with a statefarm subdivision as well.
Big key to statefarm tho... GET A LOCAL AGENT!!!!! It will make all the difference.
check some little places, i have westfield/farmers insurance that i get through a independent agent, they insured me when my old company dropped me with out telling me, that was over 10 years ago and no one else would even talk to me. i pay $112/month for full coverage to the note of over 30k on the avalanche and full coverage on my gtp & 1966 dodge truck. my agent is awesome, she will call me from time to time and tell me she ran my coverage to see if she could help me out & just needs my consent to change things & save me $$$.
State Farm for about 15 years.
Progressive and Geico are for those with records or no other way. Just wait and see what those two do to you if you have an issue. I know first hand having to deal with the adjusters on theft, some crash, and all lightning strikes.
I see the can can of worm I'm about to open... but oh well... I currently work for Geico. Have for about 4 years now. The performance mods part, correct, we won't insure them and/or drop a vehicle with them. That being said, most auto insurers are the same. Remember, if you have a local agent they make commission on what you pay so telling you your mods are covered means they keep your money. I would get in writing from ANY company that sc/turbo, cam, heads, anything performance that you mod is covered. In most cases it won't be and all you'll have as proof is "but he/she told me..." Not saying all won't, just most. In most cases you'll have to get custom insurance to cover it. Just don't want to see any of you guys get hosed if something happens to your ride.
At least your honest about it
State Farm actually has a very specific system for aftermarket stuff. You are just required to report the mods with receipts and photos. Its a really awesome deal.
Definitely good to know Geico won't cover/will drop for vehicle mods. My wife tried to get me to switch recently.
I simply told my adjuster what I had after I had my wreck. She said get her some prices and some pictures of them on the truck (no receipts even) and she'd take care of it, which she did.Quote:
Originally Posted by kerrige
All of the sudden I had a 1500$ nitrous kit on it.
Wow really you have an awesome adjuster to just let you tell her. Reminds me of that blue collar thing about getting his cd player stolen and he tells them the most expensive thing he can think of and says rolex. :lol:
She is pretty cool. She calls me time to time to see if I've added anything. When I got the new truck I had it insured for 5k in extras.
Ive got Farmers currently...Only issue I have ever had with them was when my 73 was totaled they only gave me $5000 for it....granted I only paid $3300 for it, but we had it appraised...before insuring it...for $12000 and after the accident they had there own appraisal done that came in at $10500. I was furious that we got half of what they had just told me it was worth and I had full comp and collision on it.
well im 19 only got cai pipes tune and gears and i tell them mine is stock lol. still without previous coverage my insurance is 180 a month liabilty. and 365 full coverage on my 2005 ccsb ls 5.3.. ive never had a ticket(actually one but i went to drivers school to get it off) but with 6 months previous coverage mine is 165 full coverage... im with nationwide and wouldnt be in too bad of shape if i kept coverage lol. but is nationwide good with mods is my main question especially since i am so young.
this is jtychevy27
I guess im gonna get some quotes from statefarm
I'm 19 as well, and have some stuff done to mine but they don't know it.. I'm at statefarm and pay $288 full coverage with 1 accident (my fault) on the record, all my tickets have been taken care of..Quote:
Originally Posted by NoTaTurBo
ill be leaving geico shortly. Not happy with their service also not happy with their policys.
FYI if you ever drop your insurance with them on a vehicle say for the winter...they will report you to the state and have your registration suspended if you dont submit your plate.
I get my insurance through my bank (TD Canada Trust), the truck goes to a local body shop every year for a miniature appraisal, I just hand in copies of my receipts for anything added when it goes, and supposedly it's covered.
Quote:
Originally Posted by bangbangskeetskeet
That was because it was old and considered a classic. You need special insurance for such....and it actually costs A LOT less than regular insurance and covers more. I know it doesn't help now.
We had this on a 68 mustang my dad owned a few years ago. You could only put so many miles per year and things like thatQuote:
Originally Posted by GasGuzzler
The only problem with classic insurance is that they are WAY more strict with coverage. I was denied because of my brother's driving record, and he doesn't even ride in the car, let alone drive it. This was through Hagarty.Quote:
Originally Posted by GasGuzzler
Sorry, I'm old and none of that applies to me really. Hagerty is about the best and most of them no longer has usage/mileage restrictions if you use a specialty company.
Anyway....I steering us off topic. Forget I mentioned it....
Just to step in again, @ quick, that's a state law, every ins co is required to. varies by what your state requirements for ins are though. Oh yeah, and if you have geico, don't drive your vehicle into mexico, you're not covered, at all. For those of you that do, PLEASE check with your company to make sure yours crosses the boarder, it may not.
I've never submitted my plate in 16yrs of driving. For them to be assholes to do That just leaves reason to leave themQuote:
Originally Posted by Half Evil
Thanks for that info Nate...does a lot for me 6 years later. :laugh:
I talked to my agent after it happened and he let me know that he was also very upset with the settlement that they gave. He said "you pay for full coverage to get the worth of the vehicle if something like this happens...why would you pay almost double to get half of what its really worth?"
Pretty sure its not them being out to get you....its the law that if your vehicle is registered it has to be insured. If you drop your insurance for the winter that would mean that the vehicle SHOULD not be registered as well....hence them requesting you turn in the plate to it.Quote:
Originally Posted by Quik
Do you guys not own your plates? I have to have insurance to get my renewal sticker every year, but turning in plates? Nope. I own them.
plate becomes invalid once insurance is dropped. When you go to register it again in spring you just pay the fee. With the other way you have to buy another plate and those are money for another plate, especially a vanity plateQuote:
Originally Posted by bangbangskeetskeet
Geico is the only company ive dealth that done this and to not insure a vehicle cause its been lowered or lifted [modified] gives another reason to leave them
i dont have insurance on mine
Nice.Quote:
Originally Posted by CHEVROLADE
One of THOSE, huh?
I got t boned in my z71 by one of those a few years back. Wanted to strangle that b*&$h when she said im so sorry i dont have insurance.
I have had Farm Bureau for 15 years with not one problem, decent rates and great service.