New truck.. Where to start..??

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Originally Posted by devin_deville

Yeah man, i can't wait. I love a fresh start. And i promise it's gonna be the fastest truck in this lil rinky dink town lol. We got a couple lightnin's. I remember a few years back a guy bought a nnbs ccsb vmax, he had a cai, and a nelson tune and that was all. around here that was "fast"

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sounds like our town...lol

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Originally Posted by devin_deville

Yeah man, i can't wait. I love a fresh start. And i promise it's gonna be the fastest truck in this lil rinky dink town lol. We got a couple lightnin's. I remember a few years back a guy bought a nnbs ccsb vmax, he had a cai, and a nelson tune and that was all. around here that was "fast"

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Originally Posted by banker099

sounds like our town...lol

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.......and I'm still the slowest. :cry:

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Originally Posted by pl4yboy

Get a job and buy something on your own dime.

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Yep..

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Originally Posted by devin_deville

I do have a job, thank you. I can't buy anything worth a damn on my own cause i just turned 18 and have NO CREDIT!!

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No excuse, it's called cosigning. I had bought 3 four wheelers and a truck by the time I turned 18 (all with my own money, one was even brand new). If your parents are willing to buy you a vehicle then they should be willing to cosign. Plus if you saved up some money you'd be able to buy many things with a decent down payment.

Why are you getting rid of your old truck anyway? Have them buy you a turbo or supercharger instead.

Man, why come everybody gotta hate on the spoiled kids. I'm not saying mom and dad bought everything I had/have, but they did help me out a lot. It just always irritated me to hear someone say "must be nice" any time my rents did anything nice for me. Just like my half sibblings always being bitter because my mom got me nice things like I had any control over it. I wasn't bitter when my younger brother got a brand new truck for graduation and I got a ska-doo, I was proud for him. I have bought plenty for myself and I appreciate the hand outs just as much as what I've worked for. I'm just saying let the kid get a new whip and be proud of it.

I'm not hating, just saying that he can get a cosigner to buy his own truck because he said he can't buy anything with no credit.

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Originally Posted by Toadz

I'm not hating, just saying that he can get a cosigner to buy his own truck because he said he can't buy anything with no credit.

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Right, right. I understand, I was half-way joking anyway. I had a co-signer for three of my vehicles. I even had to have one for both of my homes due to income.

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Originally Posted by Toadz

No excuse, it's called cosigning. I had bought 3 four wheelers and a truck by the time I turned 18 (all with my own money, one was even brand new). If your parents are willing to buy you a vehicle then they should be willing to cosign.

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Cosigning doesn't do a damn thing for anybody as far as credit goes, all that does is make it to where if you can't pay it, they pay it. Honestly i don't want my parents name on anything of mine, because as long as it's like that, they can hold it over my head. I want it to be MINE!! and as far as a turbo, they don't go for that kinda stuff. They freaked out when i mentioned buyin me a cold air and a tune. Old schoolers lol

Having a co-signer doesn't help the co-signers credit but it will help yours as long as the payments are made. Even if I were buying my child a vehicle I would co-sign it for them so I could help out their credit. It takes longer but it still helps. That's what my pops always did for me, so it could build my credit. He's a country-boy self made millionaire so I trust his financial advice......until it comes to buying/modding vehicles(extra vehicles that is).

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Originally Posted by devin_deville

Yeah man, i can't wait. I love a fresh start. And i promise it's gonna be the fastest truck in this lil rinky dink town lol. We got a couple lightnin's. I remember a few years back a guy bought a nnbs ccsb vmax, he had a cai, and a nelson tune and that was all. around here that was "fast"

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Watch out... there's a guy from LA on here that'll be smoking lots of people real soon. Ain't that right Taylor?

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Originally Posted by lo-lyf

Having a co-signer doesn't help the co-signers credit but it will help yours as long as the payments are made. Even if I were buying my child a vehicle I would co-sign it for them so I could help out their credit. It takes longer but it still helps. That's what my pops always did for me, so it could build my credit. He's a country-boy self made millionaire so I trust his financial advice......until it comes to buying/modding vehicles(extra vehicles that is).

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Correct. I've had my father co-sign on two 10k loans to finish the 69 and I had the credit to have my 08 put completely in my name, without a co-signer. Of course I paid off both loans early and I had a hefty down payment for the new one. I've also got credit from college loans and such too, so I guess I may be ahead of the curve, at 20 years old.