Ok , checked Photobucket to see what size the picture is that I am trying to use is and it is 256x192 - 44k (dscn2269.jpg , dscn is what my Nikon camera labels the pictures ) so it is pretty small .
Even tried the smaller one that is 128x96 - 37k .
Thanks for all the info , I goofed on the first try and that picture seems to not want to be changed .
Thanks again !
