I have only seen people having problems with geico. I'm with a statefarm subdivision as well.
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I have only seen people having problems with geico. I'm with a statefarm subdivision as well.
Big key to statefarm tho... GET A LOCAL AGENT!!!!! It will make all the difference.
check some little places, i have westfield/farmers insurance that i get through a independent agent, they insured me when my old company dropped me with out telling me, that was over 10 years ago and no one else would even talk to me. i pay $112/month for full coverage to the note of over 30k on the avalanche and full coverage on my gtp & 1966 dodge truck. my agent is awesome, she will call me from time to time and tell me she ran my coverage to see if she could help me out & just needs my consent to change things & save me $$$.
State Farm for about 15 years.
Progressive and Geico are for those with records or no other way. Just wait and see what those two do to you if you have an issue. I know first hand having to deal with the adjusters on theft, some crash, and all lightning strikes.
I see the can can of worm I'm about to open... but oh well... I currently work for Geico. Have for about 4 years now. The performance mods part, correct, we won't insure them and/or drop a vehicle with them. That being said, most auto insurers are the same. Remember, if you have a local agent they make commission on what you pay so telling you your mods are covered means they keep your money. I would get in writing from ANY company that sc/turbo, cam, heads, anything performance that you mod is covered. In most cases it won't be and all you'll have as proof is "but he/she told me..." Not saying all won't, just most. In most cases you'll have to get custom insurance to cover it. Just don't want to see any of you guys get hosed if something happens to your ride.
At least your honest about it
State Farm actually has a very specific system for aftermarket stuff. You are just required to report the mods with receipts and photos. Its a really awesome deal.
Definitely good to know Geico won't cover/will drop for vehicle mods. My wife tried to get me to switch recently.
I simply told my adjuster what I had after I had my wreck. She said get her some prices and some pictures of them on the truck (no receipts even) and she'd take care of it, which she did.Quote:
Originally Posted by kerrige
All of the sudden I had a 1500$ nitrous kit on it.
Wow really you have an awesome adjuster to just let you tell her. Reminds me of that blue collar thing about getting his cd player stolen and he tells them the most expensive thing he can think of and says rolex. :lol:
She is pretty cool. She calls me time to time to see if I've added anything. When I got the new truck I had it insured for 5k in extras.