New 2010 Silverado

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Originally Posted by bangbangskeetskeet

Even if you get them to 30k you're going to be paying $500 for 60 months at 0%. If you don't qualify for 0% that number only goes up. Chances of them letting it come down 7k is VERY slim. We looked at some left over Yukons later last year and when it came to price talking they didnt move much. The most they dropped was about 2k.

Over all your credit score isn't as important as a vehicle loan is. My credit and melindas credit are both in the 700's and we didn't qualify for the lowest interest rate. Only because we had very little "car credit".

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thats why i never bought my camaro

No one ever qualifies for 0%. My Dad was looking at a Dmax, with perfect credit (like zero debt, house, vehicles, everything paid for) didn't qualify. I've never known anyone to get 0%. Best thing to do is not finance it thru GM. Do it through your bank, walk into the dealership and cut them a check. The price will drop real fast then. My truck dropped about 6k under sticker doing that.

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Originally Posted by Frenchy

No one ever qualifies for 0%. My Dad was looking at a Dmax, with perfect credit (like zero debt, house, vehicles, everything paid for) didn't qualify. I've never known anyone to get 0%. Best thing to do is not finance it thru GM. Do it through your bank, walk into the dealership and cut them a check. The price will drop real fast then. My truck dropped about 6k under sticker doing that.

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The owner of my dealership told me I could save 1k more by finanacing through GM, getting their discount, then refinancing a month later. I didn't do it.

Well on first call they offered it to me at 35k................... and 505/month That's about 1.9% interest rate.

the dealerships are still hurting but they arnt hurting as bad as they were last year at this time im sure it will take quite a bit of haggling to get them down more then that

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Originally Posted by kerrige

Well on first call they offered it to me at 35k................... and 505/month That's about 1.9% interest rate.

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Be careful, that appears to be 1.9% on a 72 month loan (six years). May get you closer to the payment you want, but it will take a lot longer to pay off.

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Originally Posted by Paulster2

Be careful, that appears to be 1.9% on a 72 month loan (six years). May get you closer to the payment you want, but it will take a lot longer to pay off.

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If that were a 60 month loan for 35k @ 1.9% the payments would be $595.

so BIG update....... apparently the dealership where it is located has been using the vehicle for demonstrations and the owner has drivin it around a fair bit as well. It has 7500+/- miles on it as it sits now. They are saying that its been very gently used nonsmoker no pets etc however they are going to calculate that in and come back with a new price point. I figure this maybe will help get it to the goal price of 30k or less. I know its not guaranteed but its given me some hope for sure. I figure the added miles and use may really get it where I can afford it. You would think that would make me mad but it actually has got me a little more excited. I figure i just got one more bargaining point now. What you all think?

I wish my payments were $500 on 30k. Try more like $616. If you can get it for that, nice work.

Any thoughts on how much the extra miles should affect the price?